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Namibia Flexible Investment Build your wealth with an investment that gives you the flexibility to adapt as your needs change. Make additional contributions, access your funds when you need them, and choose from a range of local and international unit trusts to create an investment aligned with your goals.

How can Direct Investment help you?

Direct Investment provides a straightforward way to save and invest towards your financial goals while keeping access to your money when you need it.

You can invest through a lump-sum or regular monthly contribution, make additional contributions over time, and access your investment without a fixed investment term. The product gives you access to a selection of Momentum Namibia investment solutions, making it a simpler, lower-cost option where you don’t require the broader investment choice available through the Namibia Flexible Investment.

Minimum investment

Start from N$500 per month Invest with a N$2 000 lump sum, make additional ad hoc contributions from N$1 000, or invest from N$500 per month, subject to the minimum requirements of the underlying investment components.

Investment Choice

Momentum investment solutions Choose from a range of Namibia-domiciled Momentum investment solutions offered through Momentum Collective Investments Namibia.

Investment Term

Invest with flexibility There is no minimum investment term, giving you the flexibility to invest towards your financial goals while retaining access to your money.

Frequently asked questions

Is it for you? You want a straightforward way to save and invest towards your financial goals while keeping access to your money. You are comfortable investing within a selection of Momentum Namibia investment solutions rather than requiring a broader range of investment choices. When is it not for you? You want access to a broader range of Namibian and South African domiciled unit trusts and greater investment choice. You are specifically looking for a retirement-focused product designed for retirement savings rather than discretionary savings.

Direct Investment is a discretionary investment solution designed to help you save towards your financial goals while giving you access to a selection of Momentum Namibia investment solutions.

You can start with a N$2 000 lump sum, make additional ad hoc contributions from N$1 000, or invest from N$500 per month, subject to the minimum requirements of the underlying investment components.

No. There is no minimum investment term, giving you flexibility over how long you remain invested.

Yes. You can make additional contributions to your Direct Investment, subject to the applicable minimum contribution requirements.

Yes. You have unlimited access to your investment. The minimum withdrawal amount is N$500. After a partial withdrawal, at least N$2 000 must remain invested unless you have an active debit order.

Direct Investment provides access to Namibia-domiciled Momentum investment solutions offered through Momentum Collective Investments Namibia.

The product is available to natural persons ordinarily tax resident in Namibia, listed or unlisted companies, and trusts.

For an individual investor, the proceeds of the investment are paid to the deceased estate.