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Retirement Income Option Retirement is what a lot of people look forward to, but what do you do when the day finally arrives? You’ve been financially preparing and now is the time to enjoy your retired life. One distinct reality is however that your retirement money must keep growing while it gives you an income.

How can the Retirement Income Option help you?

It helps you grow your retirement money while providing a regular income after retirement.

You can choose your own income level within limits and choose from a wide range of investment solutions to suit your needs.

Managing your income during retirement is part of your journey to success – you can protect a portion of your future income for peace of mind with our unique Guaranteed Annuity Portfolio. We know your needs are unique – whether you plan to relax and spend much time with family, travel or start a new venture.

Minimum investment

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Outcomes

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Investment period

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Frequently asked questions

Is it for you? Change your income level yearly as your needs change. Choose where you invest, with your financial adviser. Guarantee a portion of your income. Choose from a wide range of investment solutions. Your beneficiaries will benefit when you die. When is it not for you? You want to guarantee your full income for the rest of your life. You don’t want exposure to fluctuating investment markets.

Any person who is the recipient of a retirement fund benefit.

  • Our flagship range of local and offshore unit trusts.

  • Other investment solutions managed by Equilibrium, Momentum Outcome-based Solutions, Momentum Asset Management and Momentum Securities.

  • Unit trusts and investment solutions from other investment managers.


Your financial adviser will help you choose the most suitable investment solutions.

Yes, but only money from other approved retirement funds.

Yes, you can change your investment solutions when your needs change. You can also change your beneficiaries as well as your income level every year within the limits.

No, not apart from your yearly income. However, you can withdraw all if the value is below a certain amount.

No. This protects your investment from creditors.

No. This protects your investment from creditors.

Yes, subject to certain rules set out in the terms. You could get back less than what you have invested.